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150 Expense Tips #31, Zero Sum Budget

Love the idea of making budgeting and saving easier for Canadian families, especially those parents with the additional costs of raising children. In the following article, it talks about paying yourself first just like any other monthly pre-authorized bill payment and “spending” all your montly income. Set up your monthly savings as an automatic action so you dont have to think about it. Set up both a short and a long term savings account too. Short term savings are great for unexpected costs and/or travel and gift accounts.

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